Legal

Terms of Service

Effective: October 13, 2026 · Last updated: October 13, 2026

1. Agreement to Terms

By accessing or using Aqvire (“the Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Service. These Terms apply to all users, including visitors, registered users, and paying subscribers.

The Service is operated by Aqvire, Inc., a Delaware corporation (“Aqvire,” “we,” “us,” or “our”).

2. Description of Service

Aqvire is an AI-powered analysis platform that helps independent business buyers evaluate small and mid-sized business (SMB) acquisition opportunities. The Service analyzes uploaded documents — such as Confidential Information Memoranda (CIMs), P&L statements, and tax returns — and produces structured output including financial summaries, valuations, risk assessments, an AIQ score, and deal structure modeling. Aqvire does not verify the accuracy or completeness of the documents you upload.

3. AI Output and Not Financial or Legal Advice

IMPORTANT: Aqvire is an analytical tool, not a licensed financial advisor, investment advisor, broker-dealer, or M&A advisor. Nothing produced by the Service constitutes financial advice, investment advice, legal advice, tax advice, or a personalized recommendation to buy, sell, or not buy any business.

All analysis is generated by artificial intelligence and is not reviewed by a qualified human before it is delivered to you. The AIQ score, verdict labels (such as “proceed,” “caution,” or “high risk”), valuation and offer ranges, DSCR calculations, and risk flags are estimates based on the documents you provide. They may contain errors or omit material information.

Before relying on any output for an acquisition decision, you must have it reviewed by qualified professional advisors, including an attorney, accountant, and financial advisor, and verify the underlying figures against source documents.

4. User Accounts

  • You must be at least 18 years old to create an account.
  • You are responsible for maintaining the confidentiality of your credentials and for all activity under your account.
  • You must provide accurate information when registering. You agree to update your information if it changes.
  • You may not share your account with others or use another person's account.
  • We may suspend or terminate accounts that violate these Terms or that threaten the security or integrity of the Service.

5. Document Uploads and Data Handling

  • Authorization and third-party confidentiality: By uploading any document, you represent and warrant that you are legally authorized to share it with Aqvire and with the service providers described in our Privacy Policy for the purpose of analysis, including under any non-disclosure agreement, confidentiality agreement, or other obligation to a third party. You are solely responsible for confirming that your upload does not breach any such obligation. Aqvire does not review your agreements and makes no determination on your behalf.
  • Original files: Aqvire does not keep the original files you upload after analysis completes. Document text is processed to produce your analysis and sent to our AI provider, Anthropic, under a written data processing agreement. Anthropic does not use API inputs to train its models. Under its published policy, Anthropic retains API inputs and outputs for up to 30 days before automatic deletion, and may retain flagged content longer where its safety policies require.
  • Analysis output: The structured analysis (scores, financial figures, risk flags) is stored in your account until you delete it. You can delete any deal in the app at any time.
  • License: By uploading documents, you grant Aqvire a limited, non-exclusive license to process them to provide the Service to you and as described in our Privacy Policy, including the use of de-identified, aggregated data.
  • Legal requests: We may disclose information where required by law, subpoena, or court order, and will notify you where the law permits.

6. Security

We use reasonable administrative, technical, and organizational safeguards designed to protect your data, including encryption in transit and at rest provided by our hosting and database providers. No system is completely secure, and Aqvire does not guarantee that unauthorized access will never occur. If a security incident affects your personal information, we will notify you as required by applicable law. Aqvire, Inc. is not itself certified under SOC 2 or any other security standard.

7. Subscriptions, Payment, and Refunds

  • Aqvire offers paid subscription plans on a monthly basis. Pricing is listed at aqvire.ai/#pricing.
  • Automatic renewal: Subscriptions renew automatically each month at the then-current price until you cancel.
  • How to cancel: You can cancel at any time online by selecting “Manage subscription” in your dashboard. Cancellation takes effect at the end of the current billing period, and you keep access until then. We do not charge a fee to cancel.
  • Payments are processed by Stripe. By subscribing, you agree to Stripe's terms of service.
  • Single-deal unlock: The $99 unlock for a deal is a one-time payment. Once the full report for that deal has been unlocked, the payment is non-refundable, except where required by law or where the unlock failed because of an error on our side.
  • Subscription refunds: If a technical failure on our side prevents you from using the Service, contact us within 7 days of the charge for a pro-rated refund. We do not issue refunds for dissatisfaction with AI-generated output, but this does not limit any refund right you have under applicable law.
  • We may change pricing with 30 days' notice. Price changes do not apply to your current billing period.

8. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable law
  • Upload documents you are not authorized to share
  • Attempt to reverse-engineer or extract the underlying AI models or prompts
  • Resell or redistribute Service output without written permission
  • Attempt to bypass usage limits or access controls

9. Intellectual Property

Aqvire owns all rights to the Service, including the software, design, AIQ scoring methodology, and analysis framework. The structured analysis output generated from your documents is yours to use for personal business evaluation purposes, subject to these Terms.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. AQVIRE DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT ANALYSIS OUTPUT WILL BE ACCURATE OR COMPLETE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AQVIRE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE OR ANY ACQUISITION DECISION YOU MAKE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM SHALL NOT EXCEED THE GREATER OF (A) ONE HUNDRED DOLLARS ($100) OR (B) THE AMOUNTS YOU PAID TO AQVIRE IN THE 3 MONTHS PRECEDING THE CLAIM.

Some jurisdictions do not allow certain limitations of liability. Where a limitation is not permitted, it applies only to the fullest extent the law allows. Nothing in these Terms limits liability that cannot be limited under applicable law, including for gross negligence, willful misconduct, or fraud.

12. Indemnification

You agree to indemnify, defend, and hold harmless Aqvire and its officers, directors, employees, and agents from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your use of the Service, your violation of these Terms, or your violation of any third-party rights in connection with uploaded documents.

13. Modifications

We may update these Terms from time to time. We will notify you of material changes by email or by posting a notice in the Service at least 30 days before they take effect, except where a change is required by law sooner. Continued use after the effective date of updated Terms constitutes your acceptance of the new Terms.

14. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles. Any dispute shall be resolved exclusively in the state or federal courts located in Delaware. This does not waive any mandatory consumer protection right that applies to you under the law of your state of residence.

15. Contact

Questions about these Terms? Email us at legal@aqvire.ai.